SME Working Capital

Religare Finvest Limited SME Working Capital Loans caters to meeting financial requirements of Small and Medium Enterprises (SMEs), self-employed businessmen, exporters/ importers and professionals. RFL wishes to partner with SMEs at every stage of their business evolution and growth.

Types of Loans

  • SME Secured Working Capital Loans – Equipment Finance

    Salient Features :
    1. Loan amount ranging from INR 10 lacs to INR 500 lacs
      Loan Tenor of up to 60 months
      Funding of up to 90% of the asset value.
      Main Equipment Categories: Printing & Publishing Machines, Gensets, Injection and Blow Moulding Machines, CNC Machines

  • SME Secured Working Capital Loans – Educational Institute Financing

    Salient Features :
    1. Loan amount ranging from INR 10 lacs to INR 500 lacs
      Loan Tenor of up to 84 months
      Eligible entities include trusts, societies and companies with business vintage of minimum 5 years
      Flexible Loan repayment options specific to the fee collection pattern of the institutes.

  • SME Unsecured Working Capital Loans

    Salient Features :
    1. Loan amount starting from INR 15 lacs and above
      Loan Tenor of up to 36 months

Product Benefits

  • Flexibility: Loan Structuring basis unique  customer needs
  • Innovation: Tailor made repayment plans
  • Agility: Fast processing of all applications
  • Research: Expert panel to help heterogeneous industry types
KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.
Important notification
1. As per budget 2015, Service Tax applicable on all charges levied by Religare Finvest Limited is being revised to 14% . The new service tax will be app..... more »
2. RFL shall not be levying pre-payment charges in respect to the customer whose loans are recalled at the option of RFL... more »
3. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.),..... more »