SME Working Capital Loans

There are over 20 million small and medium-scale enterprises in India – and more starting every day. At Religare Finvest, we understand that this is the key sector that will power the current and future growth of the economy,
and we have designed financing programs that can best help turn
every SME into a large-scale
enterprise as quickly as possible.

The SME Working Capital Loans caters to working capital and other financial requirements of small and medium enterprises, self employed businessmen and professionals. Loans are granted post detailed financial analysis and credit underwriting of the customers. Religare Finvest Limited offers both, unsecured loans and loans against plant and machinery and equipment.

Loan Features

Secured and unsecured loans
Loans for business expansion, working capital loans
Loan against / for Plant & Machinery
Loans for 10 lakh and above
Tenure from 12 to 48 months

Benefits

Dedicated Relationship Managers
Quick and Easy Processing
Doorstep Service
Simplified Documentation
Attractive Rates
Flexible Repayments

Suitable for

Self Employed Professionals
Traders and Manufacturers
Proprietorship
Partnership
Private Limited Firms
Public Limited Firms

Download

Documents Needed

Application form with coloured photograph
KYC (for company and promoters): Proof of Age, Signature, Identity and Address
Income Proof : a) 2 years’ audited financial Report b) Balance Sheet, P&L Accounts, ITRs c) Bank Statement of last 6 months
Repayment Tracks on other loans : 9 months track record

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Important Notification - Religare Finvest Limited (“RFL”) shall not be levying pre-payment charges in respect to the customer whose loans are recalled at the option of RFL.

Religare Finvest Limited Credit Ratings

"Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the Company or the correctness of any of the statements or representations made or opinions expressed by the Company and for discharge of liability by the Company."
"Neither is there any provision in law to keep , nor does the Company keep any part of the deposits with the Reserve Bank of India and by issuing the Certificate of Registration to the Company, the Reserve Bank neither accepts any responsibility nor guarantee for the payment of the deposit amount of any depositor"