Unsecured SME working capital loans

SME Working Capital

Religare Finvest Limited SME Working Capital Loans caters to meeting financial requirements of Small and Medium Enterprises (SMEs), self-employed businessmen, exporters/ importers and professionals. RFL wishes to partner with SMEs at every stage of their business evolution and growth.


Types of Loans
  • SME Secured Working Capital Loans - Equipment FinanceSalient Features :
    • Loan amount ranging from INR 10 lacs to INR 500 lacs
    • Funding of up to 90% of the asset value.
    • Main Equipment Categories: Printing & Publishing Machines, Gensets, Injection and Blow Moulding Machines, CNC Machines
    • Loan Tenor of up to 60 months
  • SME Secured Working Capital Loans - Educational Institute FinancingSalient Features :
    • Loan amount ranging from INR 10 lacs to INR 500 lacs
    • Loan Tenor of up to 84 months
    • Eligible entities include trusts, societies and companies with business vintage of minimum 5 years
    • Flexible Loan repayment options specific to the fee collection pattern of the institutes.
  • SME Unsecured Working Capital LoansSalient Features :
    • Loan amount starting from INR 15 lacs and above
    • Loan Tenor of up to 36 months
Product Benefits
  • Flexibility: Loan Structuring basis unique  customer needs
  • Innovation: Tailor made repayment plans
  • Agility: Fast processing of all applications
  • Research: Expert panel to help heterogeneous industry types
KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.               "No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account.

Important Notification

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    Prevent Unauthorized Transactions in your demat account --> Update your Mobile Number with your Depository Participant. Receive alerts on your Regist...Read more

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    In accordance with the Notification No. 27/2016-ST dated 26th May 2016 issued by the Ministry of Finance, Service Tax applicable on all charges levied...Read more

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    RFL shall not be levying pre-payment charges in respect to the customer whose loans are recalled at the option of RFL...Read more

  • New

    KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.),...Read more