Loan against property

Your residential or commercial property may have hidden inside it the force to power you to the next level.

The ‘SME loan against property’ product enables our customers to obtain loans against their residential or commercial property. Loans offered under this product may be utilised towards different purposes including business expansion and purchase of plant and machinery.

Why Religare Finvest Limited?

Attractive interest rates and tailor-made solutions to meet your requirements
Loan tenure extending
upto 10 years
Legal and technical assistance and door step service
Easy documentation and faster processing
No charges on part pre-payment of 25% of principal outstanding*

* Applicable after 12 months from the date of disbursement

* RFRR increase of 0.50% with effect from 14th December 2011 is now 20%

Who can apply

Individuals or companies who own a residential, commercial or an industrial property and have stable source of income.

Purpose of loan

Loan Against Property helps you meet all your business and personal needs, like:

Expansion of business
Consolidation of existing debts
Purchase of another property
Purchase of plant & machinery

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Important Notification - Religare Finvest Limited (“RFL”) shall not be levying pre-payment charges in respect to the customer whose loans are recalled at the option of RFL.

Religare Finvest Limited Credit Ratings

"Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the Company or the correctness of any of the statements or representations made or opinions expressed by the Company and for discharge of liability by the Company."
"Neither is there any provision in law to keep , nor does the Company keep any part of the deposits with the Reserve Bank of India and by issuing the Certificate of Registration to the Company, the Reserve Bank neither accepts any responsibility nor guarantee for the payment of the deposit amount of any depositor"