Mr. Sanjay D PalveCEO
Sanjay holds total post qualification experience of 21 years in Financial Services business such as Corporate Banking, Corporate Finance, Structured Finance, Financial Restructuring, Investment Banking, Retail Asset Lending and Loan Syndication with an excellent track record in building and leading large financial businesses. He has worked with reputed organizations such as Yes Bank Ltd., ICICI Bank Ltd, L&T etc.
He joined Yes Bank in 2004, when the bank just started commercial operations, and over his Tenure of 13+ years, he handled various businesses such as corporate finance, corporate banking, structured finance, priority sector lending and loan syndication. He was part of the core team that steered bank’s growth over the years since its inception. In his last assignment with Yes Bank, he was the Global Business Head - corporate banking, Infrastructure Banking and MNC Banking (multinational clients). He was also nominated as the whole time Director on the board of the bank. At ICICI Bank, he worked in the area of project finance, mainly handling transportation sector.
Sanjay has been a member of various industry associations, including Infrastructure Sector and Energy Sector Committees of Bombay Chamber of Commerce & Industry (BCCI), Infrastructure Committee of Confederation of Indian Industry (CII) for Southern Chapter, Sub-committee of Indian Bank’s Association (IBA) on Infrastructure and CII National Committee on Bio & Wind Energy 2017-18. He holds an engineering degree from VJTI, University of Mumbai and a Masters in Management (Finance) degree from Jamnalal Bajaj Institute of Management, University of Mumbai. He firmly believes in the philosophy of working hard, team work and creating work-life balance culture. He likes reading, adventure sports and travelling to remote places.
At RFL, Sanjay engages with the leadership team in the journey to build an enabling eco-system to restore high growth and profitability in the NBFC business. Apart from leading RFL as its Chief Executive Officer, Sanjay also holds the position of Managing Director in the subsidiary company - Religare Housing Development Finance Corporation Limited. Here, he oversees and provides strategic direction to the Housing Finance Business in its journey to scale up and be recognised as one of the leading players in the segment.
Mr. Pankaj SharmaPresident & CRO
Pankaj has over 27 years of rich experience in Credit and Risk of which he has been with Citibank N.A. / Citicorp Finance (India) Ltd for about 15 years. He started his career from L&T Ltd. in 1989 as Branch Engineer finalizing merchandising plans for their entire range of construction and earthmoving equipment. In 1997, he moved to RPG Itochu Finance Ltd in the role of Business Development for construction equipment. It was in 1999 that he joined Citicorp Finance (CFIL) and managed transportation and equipment finance businesses thereby underwriting credits, managing portfolio within program parameters of net credit losses & delinquencies and applied rehabilitation and remedial measures for stressed accounts. He has also handled various roles in Citicorp Finance including Portfolio and Operational Risk Manager, Risk Head of Asset Backed Finance and Head of Equipment Management Group. He was last designated as Managing Director in CFIL.
Prior to joining Religare Finvest Limited, Pankaj was working as Director and Risk Head- Citibank N.A. for Asset Backed Finance under Commercial Banking Group. He is a B.Tech from REC Kurukshetra- batch of 1989.
Mr. Ashish AnandGroup Head – Human Resources
Mr. Ashish Anand is responsible for driving all strategic HR plans such as Culture building, PMS, Compensation & Benefits, R&R, Employee Engagement, Hiring & On-Boarding, OD & Training. All his efforts are guided towards making Religare Finvest Limited & its subsidiary, an Employer of Choice. Besides HR function, he is also responsible for Admin & Infrastructure functions.
Having joined the Religare Group in 2008 to set up its training and development function, he thereafter managed the Business HR function for retail financial services businesses (NBFC, Health Insurance & Capital Market). He has diverse & multi industry experience of over 16 years in areas such as Org design & scale up, system thinking, employee engagement, organisational development, performance management, ESOP & Compensation management, etc.
Ashish started his career at Piaggio and later worked at Dabur India, where in his last role, he was simultaneously managing various portfolios such as - international business as HR head, HR Business Partner-Sales (West & South) and Corporate HR.
He holds a bachelor’s degree in commerce from Pune University and is an alumnus of Symbiosis Institute of Business Management. Besides work, Ashish loves the game of golf and gymming.