short term trade finance

Short Term Trade Finance

Another powerful solution within our basket of products is a unique and powerful business tool, which will empower our customers to bridge their short term financial gaps like never before. Our short term trade finance gives freedom to SMEs to avail financing against purchase payables. 

  • Both secured and unsecured facility available
  • Loans up to 25 crores in secured and 75 lakhs in unsecured (Please note - this is for existing customers only. For customers new to RFL, the limit is 3 crores and 40 lakhs respectively)
  • Facility draw at need 
  • Facility available up to 90 days
  • Interest chargeable only on availed amount 
  • Hassle free digital loan processing 
  • Competitive rate of interest
  • Meets untimely / seasonal business cash flow requirements 
  • Improves working capital cash flow
  • Helps bring efficiency in supply chain
  • Better inventory and creditor management 

Manufacturers, distributors, SMEs with minimum turnover of  5 crores only

  • Application form with colored photograph
  • KYC (for company & promoters)
         > Proof of age, signature, identity and address
  • Income documentation
         > Audited financials
         > ITR, balance Sheet, trading and P&L account
  • Bank statements as applicable
  • Details of other running loans
  • VAT/Service tax/GST returns as applicable

Declaration of Standard Terms & Condition
KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

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1. It has been brought to our notice that certain unscrupulous individuals/entities are issuing fake sanction letters purportedly issued by Religare Finvest Limited (referred to as RFL here in after and includes all subsidiaries of Religare Finvest Limited) to individuals. Such individuals/ entities demand cash or fund transfer to an individual bank account or purchase of a new insurance policy for processing the loan application. These individuals/ entities are fraudulently and illegally misusing Religare Finvest Limited’s corporate name and/ or brand names to lure the General Public and are harming both, our reputation, as well as exploiting the General Public. By way of this notice, we intend to caution the General Public against such elements. The General Public is advised and cautioned not to rely or act on any such fraudulent offers or sanctions made in the name of RFL without verifying the authenticity of the contents with RFL. We request you to deal with RFL directly through its existing branch offices only, the addresses for which are available on our websites and Please note that if you intend to apply for a loan from RFL or its subsidiary Religare Housing Development Finance Corporation Limited (RHDFCL), the application fees and/ or processing fees must be paid by Account Payee Cheque or Demand Draft payable to ‘Religare Finvest Limited’ or ‘Religare Housing Development Finance Corporation Limited’ only. Please note that any person who deals with such unscrupulous individuals/ entities shall be doing so at its own risk and RFL will not be liable or responsible for any kind of loss incurred or damage suffered or any consequences arising thereof. Those desirous of availing loans from RFL may apply online on our website OR speak to our executives on1860-266-4111 & 1800-103-9711 OR visit any of our branches.

2. The company being directed to adhere to a corrective action plan by the RBI, the customer loyalty program launched on August 6, 2015, has been discontinued with immediate effect.

- Religare Finvest Limited