Close Modal
Close Modal
SME Working Capital Loans

We understand your business expansion needs and want to be your partner on this journey of growth. Grow your enterprise to its true potential by availing working capital for working capital management, inventory purchase, new plant and machinery or any other business expansion needs.

TYPES OF LOANS
SME Unsecured Working Capital Loans
SALIENT FEATURES :
  • Loans up to ₹ 40 lakhs
  • Tenure up to 36 months
  • No collateral required
  • Easy EMI based repayment options
  • Competitive rate of interest
SME Secured Working Capital Loans - Educational Institute Financing
SALIENT FEATURES :
  • Loan amount ranging from ₹ 10 lakhs to ₹ 300 lakhs
  • Tenure up to 84 months
  • Eligible entities include trusts, societies and companies with business vintage of minimum 10 years (For schools - 7 years)
  • Flexible loan repayment options specific to the fee collection pattern of the institutes
PRODUCT BENEFITES
  • Flexibility: Loan structuring based on unique customer needs
  • Innovation: Tailor made repayment plans
  • Agility: Fast processing of all applications
  • Research: Expert panel to help heterogeneous industry types
DOCUMENTATION
  •  Application form with colored photograph
  •  KYC (for company & promoters)
        > Proof of age, signature, identity and address
  •  Income documentation
        > Audited financials
        > ITR, balance sheet, trading and P&L account
  •  Bank statements as applicable
  •  Details of other running loans
  •  VAT/Service tax/GST returns as applicable
Click here for RBI
Ombudsman Scheme,2021